Mortgages & Home Loans
Our Mortgages Without the Mystery will make your loan process fast, easy, and transparent. Plus it’s backed by competitive rates, our No Closing Cost program, and friendly experts who will be with you every step of the way.
Where to next?
- Get a complimentary pre-approval
- Check loan status
- Make a loan payment
- HOME LOAN PRODUCTS
Find the Mortgage That's Best for You
We’re proud to provide a full range of financial services to home-buyers and homeowners. We offer great options for purchase financing, refinancing, and home equity lines of credit. Find out why Town Alliance Credit Union is the best place to finance your loan.
Purchase
Put your dream of homeownership in motion with adjustable rate and fixed rate mortgages that fit your budget. Our industry-leading digital application streamlines the application process and industry experts are available to support you any time.
Refinance
Refinance your current mortgage and tap into opportunities to potentially lower your monthly payment, your interest rate, change the term or take cash out
Home Equity Line Of Credit
Use the equity in your home to pay for major renovations, upgrades, repairs, unplanned expenses and anything else you need.
- COMPETITIVE RATES
Great Rates and Terms
Our attractive mortgage rates and variety of loan choices compete with the big lenders. Combine those with our local knowledge and tailored service and it’s easy to see why Town Alliance Credit Union is an excellent choice for your home lending needs. Not convinced? Learn why you should choose Town Alliance Credit Union for your purchase or refinance.
Purchase
Our mortgages include features like our No Closing Cost program with no surprises thanks to an APR (Annual Percentage Rate) that’s the same as the interest rate. Learn why that’s important here.
Refinance
Thinking about refinancing? We offer great rates, No Closing Cost loan options and personalized service to help you through the process.
- 30 Years Purchase Fixed Rate
- 5.625 % Rate
- 15 Years Purchase Fixed Rate
- 5.250 % Rate
- 30 Years Refinance Fixed Rate
- 5.625 % Rate
- 15 Years Refinance Fixed Rate
- 5.250 % Rate
- VALUE IN ACTION
What Our Clients Are Saying
Our purpose is to help clients meet their financial goals and we are especially proud of the personal relationships we have built with them throughout the years.
Lola Johnson
Town Alliance Credit Unions fair policy helped I and my husband pay off a 30 years motgage in 19years. Great bank, Wonderful People.
- PERSONAL BANKING
Insights & Learning
Unscrambling the world of credit card rewards
Cash back? Rewards points? Brand specific? We tapped our resident experts for tips on how to choose the best rewards credit card for you.
The Benefits of Banking with an Independent Bank
How does Bank's independently-owned status benefit our clients? Get ready to be surprised because there is more than just one advantage! Find them all here.
Elder Abuse: How can you protect your loved ones?
As non-digital natives, many seniors are less familiar with technology and can be more trusting than those who grew up in the digital age. Enter: elder abuse.
Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.
1 ATM Rebates: ATM surcharges will be automatically rebated for any other Bank-owned and operated ATM in the United States.
2 Online Banking: Requires Internet access, and Internet service provider fees may apply. Mobile Banking: Town Alliance Credit Union Mobile Banking App is available for select mobile devices. Enroll in Town Alliance Credit Union Personal Online Banking and download the Bank Mobile Banking App. There is no charge from Bank but messaging and data charges from your mobile carrier service may apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of Services.